Disclosure

Dear Client:

CPAs, like all providers of personal financial services, are now required by Federal Trade Commission regulations to inform their clients of their policies regarding privacy of client information. As CPAs, we are bound to professional standards of
confidentiality that are more stringent than those required by the law. Therefore, we have always protected your right to privacy.

Types of Information We Collect
Rosenberg, Neuwirth & Kuchner CPAs P.C. collects information about you that is provided to us by you or obtained by us with your authorization to prepare your personal income tax returns and/or provide personal financial planning to you.

Parties to Whom We Disclose Information
We do not disclose any nonpublic personal information about our clients or former clients except as required or permitted by law, the Code of Professional Conduct of the New York and New Jersey State Societies of Certified Public Accountants, or the Ethics Rulings of the American Institute of Certified Public Accountants. Permitted disclosures include, for instance, providing information to our employees, and in limited situations, to unrelated third parties who need to know that information to assist us in providing services to you. In all such situations, we stress the confidential nature of information being shared.

Protecting the Confidentiality and Security of Nonpublic Personal Information
Rosenberg, Neuwirth & Kuchner retains records relating to professional services that we are engaged by you to perform so that we are better able to assist you with your professional needs. In order to guard your nonpublic personal information, we maintain physical, electronic and procedural safeguards that comply with our professional standards.

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Please call if you have any questions, because your privacy, our professional ethics and the ability to provide
you with quality financial services are very important to us.

Sincerely,